Penny Inc - unlimited virtual credit cards

Quickly spin up VCCs - in bulk - and use them instantly around the globe.

Up to 50 BINs on rotation with multiple bank partners & card classes.

You can authorize & fund transactions instantaneously.

Penny tells you when a BIN or bank switch needs to happen to ensure campaign continuity.

No matter how high your transaction volume, Penny VCCs keep your campaigns online even when you can’t be!

Penny puts an end to unwarranted card declines & our industry-leading rebates turn payments into a profit center, making you money!

Optimized BIN selection, interchange rates & network fees get you the biggest rebate.

We provide a monthly summary of network income & costs, along with open reporting & reconciliation.

Penny’s human-powered customer support means you can always reach a real person for help!

Let us do a free payments review consultation to help you see how much money you can get back today.

Optimize cash flow, understand budgets in real time & control spend.

Compartmentalize funds to eliminate the pain of tracing spend back to budget.

Only deplete your pool based on actual transactions (vs campaign budgets).

Penny’s healing process catches & corrects transaction errors before they hit your balance.

Manage, authorize & trace spend by campaign; freeze cards or adjust spend parameters instantly.

Access our easy-to-use hub, Penny Central, or leverage APIs to bring the data into your interface.

Programmatic delivery of payments data gives you in-depth analytics.

Get lag-free control & visibility across every payment.

Instant access to data & reporting lets you wow clients & make informed decisions.

Understand budgets in real time, easily reconcile all transactions & close each month’s books with ease.

Be a Payments Hero with Penny.