We collect the data that you may volunteer to share with us while using our Services, including without limitation, personal and business data when you register for Services, information about your transactions with us, alternate contact information, a password which is used to protect your account from unauthorized access and other information from your interaction with the Site and transactions while utilizing our Services. Personal information, business information, financial information, and financial data will be collected as a prerequisite to registered users being authorized to use the Services to open an account. The collection of business information may include, but is not limited to, your business name, TIN, business address, business telephone number, business bank account information, business related documentation, and telephone number, or email address. In addition, you will be required to provide personal information including, but not limited to: name, personal address, date of birth, Social Security Number, and other similar information. Additional information will be requested at account opening and may be requested throughout the life of the account relationship to meet regulatory and legal requirements. If you choose to provide us with personal information, business information, financial information, and financial data, you consent to the transfer and storage of that information on our servers located within the United States. Information disclosures, which are mandatory in order for you to use Services from us, will be designated as such. We collect, use, and otherwise process personal information, business information and financial data about you for the following purposes: (i) to enable you to access and use the Site; (ii) to comply with regulatory requirements; (iii) to maintain your Penny (Network TBD) Account; (iv) to process your fund transfers and transactions; (v) to enable us to provide any other Services which you have requested through use of the Site; (vi) to personalize aspects of our overall service to you; (vii) to provide customer support that you request, resolve disputes, collect fees and troubleshoot problems; (viii) to prevent potentially prohibited or illegal activities and enforce the applicable member Services Agreement; (ix) to measure and improve our Services, content, and advertising; and (x) any other reasonable need to use such information for the purposes of managing the Penny (Network TBD) program and provide related Services.
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act, a Federal law, requires all financial institutions to obtain, verify, and record information that identifies each business that opens an account and the personal information of its owners or representatives. When applying for an account, Penny (Network TBD) will ask for details about the personally identifiable information about the business owner and/or administrators and/or authorized users such as: name, address, date of birth, social security number, and other information that will allow Penny (Network TBD) to confirm identity. Penny (Network TBD) may also ask for details about the business owner’s, administrators’ and/or authorized user’s driver’s license number or other identifying information.
“Cookies” are small pieces of information that are stored by your browser on your computer’s hard drive, that allow us to identify you and link you to your Penny (Network TBD) Account. If you choose not to accept our cookie, we will not be able to store your Penny (Network TBD) username, session data or other information for subsequent log-ins or future use.
You can access the Site home pages and browse the Site home pages without disclosing your personal information.
This website may contain advertisements and links to other sites. Penny (Network TBD) is not responsible for the content or privacy policies or practices of any advertisers or linked sites or for the content, privacy policies or practices of any third parties, including without limitation the Penny (Network TBD) issuing bank. To the extent that you disclose personal information to any advertisers, linked sites or other third parties, which are featured on our site, different rules may apply to their use or disclosure of personal information, and we encourage you to review their privacy policies before disclosing personal information to them.
You may request in writing any personal information about you that we hold, or correct or amend information about you if it is inaccurate, using the methods listed below under the heading
The Site is not intended for person’s under 18 years of age. We do not knowingly collect Personal Information from person’s under 18. If you are under 18, do not use or provide any information on the Site or on or through any of its features. If we learn that we have collected or received Personal Information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us at www.thepennyinc.com.
Penny Inc. Customer Service Mail Box 4470, Lake Tahoe, NV 89449-4470