Penny Card

Use the Penny debit MasterCard to make payments to anyone. Physical cards are great for travel and business expenses. Virtual cards are perfect for online expenses like subscriptions and SaaS fees.



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Powered by MasterCard

Make life simpler and purchasing easier with a Mastercard Debit card. Worldwide acceptance with 24-7 availability.

Accepted globally.

Quick ordering and assignment.

Chip & pin or swipe only options.


Virtual Cards

Get regular card details for digital use, perfect for recurring expenses like leases, subscriptions and SaaS fees.

Generate and assign instantly.

Safe and secure usage.

Accepted anywhere online.


Full Card Control

Have full control of your cards with the Penny Inc App, instantly enable and disable your cards at the press of a button. Turn your card off when you aren't using it and turn it back on again whenever you want to make a payment.

Instantly freeze and un-freeze your card.

Increase card security.


Get started with Penny Inc today

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The Penny Inc web application, cardholder mobile app, and MasterCard debit cards are all free. Foreign currency transactions attract a third party fee of 3%. Some other third party fees may apply.