Penny Card

The Penny Inc debit MasterCard is a reloadable prepaid card that puts you in control of your employees spending. Virtual cards can be used for regular subscription based payments, or as a single use card for additional security when making online payments.



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Powered by MasterCard

Make life simpler and purchasing easier with a Mastercard Debit card. Worldwide acceptance with 24-7 availability.

Accepted globally.

Quick ordering and assignment.

Chip & pin or swipe only options.


Virtual Cards

A virtual Penny card is is an online prepaid debit MasterCard which can be used for single or recurring payments. Virtual cards can be ordered and managed through the Penny Central Administration site, including the application of merchant restrictions and spend limits.

Generate and assign instantly.

Safe and secure usage.

Accepted anywhere online.


Full Card Control

Have full control of your cards with the Penny Inc App, instantly enable and disable your cards at the press of a button. Turn your card off when you aren't using it and turn it back on again whenever you want to make a payment.

Instantly freeze and un-freeze your card.

Increase card security.


Get started with Penny Inc today

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The Penny Inc web application, cardholder mobile app, and MasterCard debit cards are all free. Foreign currency transactions attract a third party fee of 3%. Some other third party fees may apply.